Tuesday Tips

Tuesday Tips: Ways to Save Money Continued

Last week, we talked about some ways to save and make money. Expanding on that idea, here are some more ideas for your wallet to expand, some you even submitted!

Cut out unnecessary bills – Whether it be Netflix, cable, the land line that just racks up phony calls, or reducing bills such as opting to a limited minutes (or data) plan for your cell phone, this is a somewhat difficult but a great way to save BIG cash,

Buy online or buy used/out of season – What may be a blow to the ego for some people is actually a great way to save some money. Rather than paying full price for a brand new, in style purse, you can just buy a gently used older one for under half the price. As for buying online, it must be noted that you have to shop well – some items will cost the same in the store, and also be wary of the price of shipping.

Use your talents to benefit you – Good in math? On average, tutors make about 15 dollars an hour! Once you get some background in the business, it can really start going (I know this from personal experience). Also, if you are good at art or crafts, consider selling your goods at a bazaar or on a website like Etsy.com. Maybe your good with kids? Consider babysitting! Share your tutoring and babysitting business with people looking for tutors or sitters on Care.com. Dog care more your thing? Lots of people can no longer go outside to pick up the dog’s mess (or don’t want to do it), or simply can’t take their dog on a walk! There are lots of opportunities out there!

 

Comment some of your own ways to save money!

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Basic Motivation

Here is a BASIC guide to getting motivated!

There are a lot of us who are always finding it hard to get motivated. Whether it be showing up to work, cleaning the house, or simply doing homework for the stupid Calculus course you have to take, sometimes finding the motivation to do things is simply impossible. However, finding motivation is easier than you think.

The first thing to realize is that you really don’t need motivation. What you need is to realize that you have to just do the arduous task, regardless of if you want to do it or not. The second thing you need to do is understand that the task will be easier, be done sooner, and also you will be less stressed if you just get it done. Now you may be reading this and saying, “I really don’t see what this is telling me to do. I want help to get motivated.” Well, that’s the sad part about motivation. It is pretty much all up on your strong will.

However, I will say there is one option. Get a friend that can help you (preferably a trusted friend). They will be like a coach, and you can work together to get the task done!

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Steps to Succeed: Staying Confident

We have finally come to the end of our Steps to Succeed series. While there are many steps on the path to success, I hope that you find the main points covered here to be of help. Let’s remind ourselves the points that were covered:

– Establish Goal(s)
-Don’t worry about mistakes… Learn from them.
-Remain diligent, and every decision counts.

And now for the final point. Stay confident. Without confidence, one will never be able to go anywhere. Confidence not only motivates us, but it helps others to see our potential. Cockiness is never appealing, but confidence is the most attractive characteristic that you can have.

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Poem

The Streets of Rome

As I walked the crowded streets of Rome,
I saw this man who had no home.
“Good Morning!” He said with a joyous cry,
He then smiled at me as I passed him by.
“Good Morning” I scoffed at him then said,
“It’s raining outside and I should still be in bed!”

Later that day, a man came my way,
It was the same man who loved this day.
I asked the man, “Help me understand:
Why a homeless man would think life so grand?
You have no roof to keep you dry,
Yet you smile so wide – I just don’t get why!”

He laughed a bit, and then took his stand,
“Let me tell you why I think life so grand:
This morning is “good”; all of them are,
And as for the rain it’s a blessing by far.
It cools me down and it feeds the crops,
The sun always will shine, for every rain stops.
What I don’t understand is simply this:
Why you, sir, are not in a state of pure bliss.
You have food, money, and even a home,
While I only have the lonely streets of Rome.

This poem is property of the author. Please use only with permission. Contact admin@iammwright.com to use poem. Written by M. Wright.

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Series

Steps to Succeed: Every Decision Counts

You’ve set your goals and now you’re trying to do everything you can to obtain them – but what can you really do? What counts when you are making a choice to work towards your goal. Well, just know that every decision you make could affect the success of your goal.

What does this mean? Well, say your goal is to become a manager at McDonald’s (just an example…. After all, anyone from any background can succeed in their goals). As a regular worker, the decision whether to offer to do a mop versus waiting to be asked, or the decision to make sure you do everything by the procedures rather than making “shortcuts” will determine if you get noticed.

Or say your a student in college, trying to pass a super hard math class. A hockey game is on tonight, but you really know you need some practice with derivatives (you know what I mean if you have ever taken calculus). Instead of watching the game, you decide to do EXTRA problems to make sure you are doing the problems correctly. Although your friends may be having a game party, you made the tough choice to “be lame” and study.

This is the point exactly. Even the choices we make that seem minor can be very hard to make, but have a major outcome on the success we have. Don’t take the easy way…. Take the right way.

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Series, Tuesday Tips

Tuesday Tips: Easy Ways to Save (or Make) Money

If there is one thing that I believe in, it is being very careful with money. Not only can it vanish quickly, but you never know when your car will break down or you need some gas money. These tips are for anyone of any age, regardless of how much you make (unless you make none). Some may be easier for others, but by doing these tips you will surely see your pocketbooks have some green lining!

1. Save Spare Change
I know it may sound super simple, but you would be amazed if I told you that if you simply saved all of your spare change instead of just loosing it like 71% of Americans admit they do, then you could potentially save 10 bucks a week. Think that’s not worth it? That adds up to about $520 a year, or roughly $33,280 in your adult life. That $520 could pay some bills, so remember “A Penny Saved Is A Penny Earned”.

2. Sell Things You Don’t a Want (or Need)
Everyone has books, games, or clothes they don’t want or need. Instead of letting them gather dust or throw them out, try selling them on eBay, Craigslist, or at shops like Plato’s Closet. Even team up with friends and have a huge rummage sale. However, it should be noted that not all items are worth money. Do some research before you start selling.

3. BUDGET: And ALWAYS Save More Than You Spend
At the beginning of every paycheck cycle, I always budget for how much I will spend vs. how much I save. I actually manage to always save a little over half, which is hard for most people. However, what you can do is save at least a THIRD. Always think before you buy, and always live within your means. Don’t spend money you don’t have. Basically, be smart with your earned money.

We’ll continue this subject next week, as well as another topic for Tuesday Tips at 6 AM (EST) next Tuesday! Comment your thoughts or suggestions or contact me personally at admin@iammwright.com

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